Sanford has been responsible for the formation, licensing and management of all types of insurance programs, onshore and offshore for many years.  We have worked hard to build a reputation within our industry as being problem solvers finding the right solutions for the needs of our clients.  We work with our clients on risk philosophy and corporate history as respects premiums, claims and financial strategy and we find the solution best for them from a cost reimbursement point of view. Sanford's captive management team has over ten years experience developing and managing captive insurance companies, trusts and risk retention groups for hospitals, long term care facilities and physician owned insurance programs.

At Sanford, Our risk management and loss control services help to provide a hands on approach with a focus on getting the facility's employees involved in managing the many risks they face every day. Contact Us Today for more information.

Sanford has extensive expertise in the negotiation and placement of excess insurance, reinsurance, and fronting arrangements.  Throughout the marketing and underwriting process our professional coordinates closely with the domestic and foreign markets to maximize our close relationships with healthcare underwriters. Sanford uses its creative knowledge skills in program design and rating to negotiate the best possible rates, pricing, terms and conditions for our clients.